Meet Rinoj Thomas
വിശ്വാസത്തിന്റെ പേര് — റിനോജ് തോമസ്
IRDAI Certified Registered Insurance Advisor, specialising in health insurance. I founded Rinoj Cares Health And Wealth to plan, implement and deliver insurance service the right way — with honesty, expertise and personal care for every client.
My Journey
My primary specialty is health insurance, and over the years it has become the heart of my work. Out of lakhs of advisors in Kerala, only a very few reach CEO Platinum — the top-most club in health insurance. I'm proud to be the first advisor from the Kannur branch in years to enter this prestigious club.
Reaching this milestone isn't just an award — it reflects a way of working. Today, 99% of the claims I handle go through cashless, and claim rejections are extremely rare. The reason is simple: I make sure every policy starts with the right plan, the right guidance, and personal support exactly when it's needed.
I continuously study every update in the health insurance space and share it with my clients through videos and direct guidance. My direct relationships with Kerala's most senior company heads also help me settle claims faster for the families who trust me.
Right Plan First
Every policy begins with accurate planning so claims rarely face rejection.
Personal Support
I stand with you personally during hospitalisation and at claim time.
Always Updated
Constantly learning new plans and rules to give you honest, current advice.
Credentials & Recognition
- IRDAI Certified & Registered Insurance Advisor
- CEO Platinum club member — top-most health insurance club
- First from Kannur branch in years to reach CEO Platinum
- 99% cashless claim settlement record
- Founder of Rinoj Cares Health & Wealth